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第一次做信用证做外贸一直是T/T收汇FOB条

phoebezhu1989：第一次做信用证
做外贸一直是T/T收汇，FOB条款。信用证也只是之前听说过，听说操作起来很麻烦，小金额都不建议做信用证。无奈巴基斯坦客户坚持信用证，有点忐忑硬着头皮也要上了。
巴的做事效率极高，我让他先把草稿给我看下，第二天正本就过来了。银行通知费200块。密密麻麻的大写字母着实看得头疼。我自己在WORD文档里全部编辑成了小写，这才把意思慢慢理清了。核对过后，发现公司名字写错了。就为改这个公司名字，信用证反复改了三次，一会少个字母，一会多个字母，巴银行人员真是太不负责了。每次的信用证更改通知费100块。
货物生产好后，准备出货，一切都是按计划进行。接下来就是资料准备阶段了。考验耐心与细心的时候到了。
46A Documents required
1) Beneficiary’s signed commercial invoice in octuplicate certifying merchandise are of China origin mentioning H.S CODE NO. 8418.6920
商业发票一式八份，货描要与信用证要一致，照抄(抄一模一样的肯定没有错)。并加上WE CERTIFY THAT MERCHANDISE ARE OF CHINA ORIGIN这一句话
2) Full set of clean shipped on board marine/ocean bills of lading made out to order of BANK AL HABIB LTD., PAKISTAN showing to freight prepaid marked notify the applicant and BANK AL HABIB LTD.,PAKISTAN. Bill of lading must show name, address, telephone and fax number oflocal shipping agent at port of destination.
提单CONSIGNEE显示to order of BANK AL HABIB LTD., PAKISTAN. 显示运费预付。通知人the applicant and BANK AL HABIB LTD.,PAKISTAN。
3）CERTIFICATE FROM SHIPPING COMPANY OR THEIR AUTHORIZED AGENTS STATING THAT THE CARRYING VESSEL IS:
(1) COVERED UNDER INSTITUTE CLASSIFICATION CLAUSE
(2) OWNED BY COMPANIES OPERATING IN ACCORDANCE WITH PAKISTANI MARITIME
船证明，照抄，让船公司盖章，一式三份。
4) Insurance covered by the applicant. All shipment details under this credit mustbe advised by the beneficiary within four working days after shipment direct toALFALAH INSURANCE COMPANY LIMITED (A ABU DHABI GROUP) 5-SaintMary Park, Gulberg, Lahore-Pakistan and to the applicant by courier referringto their cover note no.2014/HYD/M/IP/D/T/00112 mentioning the detail of shipment and value of invoice copies of such shipmentadvices along with a copy of courier receiptmust accompany the documents.
这个是最让人费解的。信用证下要求的单据卖方需在装运后4个工作日内以航空件通知ALFALAHINSURANCE COMPANY LIMITED和开证申请人，此单据要注明保单号COVER NOTE NO. 2014/HYD/M/IP/D/T/00112和装运详情，发票金额以上这些要做成一个SHIPMENT ADVICES ,快递发票和46A项下的其他单据一起交单。要做一个装运通知分别寄给THE APPLICANT 和保险公司。快递底单号要注明保号cover note no.2014/HYD/M/IP/D/T/00112。快递底单与装运通知副本交给银行。交给银行的SHIPMENT ADVICES要两份盖上公章。
5) Certificate issued by shipping company or their authorized agents certifying that the billof lading is issued directly by them and no intermediary or endorsing agent isinvolved for insurance of delivery order at port of destination. Thiscertificate must show bill of lading number, name of vessel and name of applicant.
又是一个船公司的船证明。要船公司盖章。一式三份。
6 )Packing list in triplicate 装箱单一式三份
7) In case of FCL cargo then
Beneficiary’s certificate required as per the following format”We certify having made arrangements with the carrier to place a copy ofinvoice and packing list on inner side of the door of each container carryingdetails of goods inside it ”
整柜货物，受益人要出一个证明。
这是46A的准备资料问题。47A附加条款也要仔细审阅。其中有一条。
Drafts and all other documents must show our documentary credit number,date and name of L/C issuing bank (BANK AL HABIB LIMITED, PAKISTAN)
就是所有的资料上都要显示信用证号，开证时间和开证银行。做资料前我已经标注了这一点，提醒自己一定要加上。提单，发票，箱单，船证明都一一加上了。偏偏还是忽略了一个，就是那个快递面单，面单上写上了保号，忽略了还要写上信用证号，开证时间，开证银行。
做信用证，没有最小心，只有更小心。资料交到银行后，银行还会帮忙审单。有错误银行会及时通知修改。只要不厌其烦改正，总会等到顺利交单那一天。在做外贸的路上，大错小错都犯过无数个，为此付出过很多代价。也慢慢体会那句话，年轻时多犯错误是好事，错误让人成长得更快。